Insurance uses

What can I use this insurance for?

From arranging an MOT to driving in Europe, find out how our short-term car insurance policies can be used and find the answers to any questions you may have.


Insurance Uses and FAQs

Does the policy provide cover for business use?

Yes, all Dayinsure policies offer cover for those wanting to cover a car for business use or those borrowing a car from a friend, however the policy only covers the main short-term driver who must hold a full EU, EEA, Australian, New Zealand, South African or Swiss driving licence. There’s no insurance cover for hire and reward, so the insurance doesn’t cover you as a delivery driver or taxi service.

Can I tow when insured by you?

Yes, you can tow or pull another car with our insurance. The car that’s pulling will be comprehensively insured, but the car being pulled will only have third-party insurance.

Can I use your insurance to take my car or van to an MOT?

Yes, we can insure cars or vans that’ll allow you to take them for their MOT, but it depends on other things too. It’s best to complete an application form here so we can give you an answer quickly.

Can you insure me to drive abroad?

Our insurance includes third-party cover which allows you to drive the vehicle in countries within the EU automatically – as long as the car is in the UK when the insurance starts and finishes. You can upgrade this to comprehensive cover when you’re completing the application. We can’t offer vehicle insurance in any country outside the EU. Please be aware this may change in the coming months due to Brexit.

Can I buy road tax with a Dayinsure policy?

Yes, we aim to update the Motor Insurance Database several times a day for online tax applications, but this can take up to 7 days. If you want to tax your car at a post office, they decide whether or not they accept Dayinsure insurance policies, so please check with them first.

Please note: learner drivers should open a learner driver policy which can be organised here. They are not covered to drive a car on a general Dayinsure policy.


Our Helpful Guides

Temporary car insurance for expats

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Uses of daily car insurance

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What are the benefits of temporary car insurance?

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