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Temporary car insurance

We can help you get where you need to go, when you need to go, one competitively priced policy at a time.

For a quote, all you’ll need is:

  • your name and UK address, date of birth, email and occupation
  • the registration number of the car you want to drive
  • your UK driving licence.
Dayinsure Daughter Student Car Insurance

How does temporary car insurance work?

The journey to temporary insurance cover takes a couple of minutes, and you could be behind the wheel in no time.

Fill in our simple quote form

All you need is your name, UK address & UK driving licence, date of birth, occupation and the registration number of the car you want to drive.

Dayinsure boy in go-kart
Dayinsure cheap temporary learner insurance on mobile

We'll give you a price

Decide the duration you need, when you’d like the policy to start and if you want any add-ons.

Buy and you’re ready to go!

To buy your policy you’ll need your payment details and you could be on the road in minutes.

Dayinsure Dad in Sportscar

What is temporary car insurance?

Temporary car insurance allows you to get short-term cover, without needing to affect your annual policy. Whether you just need cover for an hour to test drive a vehicle you are thinking of buying, or you need longer cover to bridge the gap between policies, temporary car cover can help.

What’s more, it’s quick to set up, reasonably priced and if there’s an accident your No Claims Discount won’t be affected.


Want a quote?

It’s simple and will only take a few minutes to arrange UK temporary car insurance. Cover can start in as little as 15 minutes – easy!

Dayinsure Family with Sports Car

What Our Customers Say

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Why choose Dayinsure short-term car insurance?

Dayinsure is a great option when annual insurance doesn’t give you the flexibility you need, whether you want great value hourly insurance or something slightly longer.

Insurance from 1 hour to 30 days
Great value cover available to buy in minutes
All policies provide comprehensive cover
Policies are underwritten by Aviva, our key partner, or other insurers

What are the uses of Dayinsure temporary insurance?

Borrowing a car

  • if you’re buying or selling a car and want to arrange a test drive
  • if you need to borrow a friend or family member’s bigger car for a particular journey.

Adding a temp additional driver to your car:

  • if your annual policy doesn’t cover the policyholder to drive other cars
  • if your annual policy doesn’t give you full, comprehensive cover when you drive other cars.

Did you know? It is a common belief that all annual insurance policies cover you to drive other cars. This is not always true and if you do have cover it will almost certainly be on a third-party-only basis. Take out a Dayinsure policy and you will be covered comprehensively. Any claims will not affect the car owner’s No Claims Bonus.

A female driver driving a car along a busy road

Making a business trip

  • If your annual insurance policy doesn’t cover a business trip to a new location

Did you know? A common misunderstanding is that annual insurance policies that cover commuting allow business trips to any location – they don’t! Commuting use only covers journeys to or from your regular place of work – so this could exclude cover if you visit a client, attend a training course or help out at a local branch. Our temp car cover provides full business use (but not the carrying of goods or passengers for hire or reward).

24-hour car insurance is for any situation, such as:

  • when the annual policyholder gets taken ill and you need to take over the driving
  • needing to share the driving on a long journey
  • taking a SORN vehicle for an MOT
  • driving a bigger vehicle to transport a piece of furniture
  • supervising someone learning to drive
  • where there’s a short gap between one annual policy finishing and another one starting.
Business trip car insurance

Benefits of short-term cover

Temporary car insurance is fast, convenient and simple to buy

Our temp cover policies are underwritten by Aviva, our key partner, or other insurers on a comprehensive basis. They include business-use cover and can start within 15 minutes of making a booking whether you want cover for an hour, a day, a week or a month.

On all our temp car insurance policies, we offer a range of optional extras such as comprehensive European cover and daily breakdown cover.

Our policies are standalone, so making a claim doesn’t affect your No Claims Discount (NCD) on any annual policy.

Furthermore, we guarantee to update the Motor Insurance Database (MID) every 7 days and in some cases more often. We always recommend having your certificate of insurance on you during your period of cover.

Dayinsure Family Vehicle Range

Who is eligible for temporary car insurance?

Our temp car insurance can cover most drivers aged 18–75 (subject to vehicle and underwriting criteria). We can also cover learner drivers, with our temporary learner driver insurance. From 24-hour insurance to one-day car insurance to weekly insurance, we can insure most UK-registered vehicles.

Please note: Our temp car insurance is not available for impounded vehicles.

We also offer temporary van insurance for those who need it.

Dayinsure woman going on a trip

View key documents

You’ll be made aware of your policy underwriter as part of the quote decision process