If you’ve passed your driving test, our temporary car insurance is available for drivers aged 18 to 75. If you’re a learner driver, we can insure you from the age of 17 on our temporary learner driver insurance policy.

In some cases, it may be that you’re the right age, but we can’t insure you. This is because, as well as your date of birth, your application depends on where you live, your occupation, the type of car and how old the car is. These criteria affect our underwriters’ decisions about who we can insure.

We pride ourselves on offering a speedy service. We know that if you’re applying for temporary car insurance, you may be in a hurry as you may not have expected to be driving the car today. That’s why we can process your application and get you covered in as little as 15 minutes.

Once you’ve completed the quote form, we’ll get a price to you. You can then buy your insurance and get your journey started.

If you have a accident, you should call the relevant claims team straight away. Check your policy documents so that you know who is covering you and follow the instructions to make a claim.

If you have a policy with Aviva, call 0800 0156 166. Phone lines are open 24 hours a day.

If your policy is with Mulsanne, call the new claims helpline on 0333 003 3189 or the existing claims line on 01273 74190. Phone lines are open 24 hours a day.

An accident won’t affect the car owner’s no claims discount. If you’re the short-term policy holder, you’ll need to declare any incidents when you renew your main insurance policy.

If you’re the car owner and someone has borrowed your vehicle, any claims they make as the short-term driver won’t affect your no claims discount. Its their duty to declare the accident if they take out car insurance in the future.

Legally, there must be a main policy – also known as an underlying policy – for any car to be driven. You must buy insurance for your car, even if you don’t drive it.

However, short-term insurance is separate from any other type of cover on the car. If there’s already an annual policy in place, you can still use your short-term cover from Dayinsure and two people can be insured on the same car.

Our temporary car insurance policies are underwritten by our key partner, Aviva, along with other insurers. These policies are all available on a comprehensive basis. The cancellation policy for your cover will depend on which company – Aviva or another insurer.

However, most types of cover can be cancelled at any time if you follow the instructions in your policy documents. We recommend that you read the policy wording carefully so that you know exactly what cancelling involves and the steps you’ll need to take.

You can see some of the key documents when you scroll down this page. These give an idea of the type of cancellation policy you can expect in your own documents.

Yes, it may be possible to extend your temporary car cover with us on a like-for-like basis. You can do it right here on the Dayinsure website – simply log into your account to see if you can extend your policy – or follow the steps in the app. As when you took out the initial cover, any extension is subject to acceptance and underwriting criteria.

An extension to your existing short-term motor insurance policy with us can only be on a like-for-like basis. You can extend your policy three times or for up to a maximum of 30 days from the date your original policy started – whichever is sooner.

You need to request a new quote if you need to change anything else on your temporary cover or if you need to include any additional optional products.

You’ll find the ‘extend’ button on your Dayinsure ‘My Account’ welcome page. This will show up when you’re eligible to extend your policy.

If you have any difficulty extending your policy, it may be that you don’t meet the criteria any more. In this case, you may want to talk to us to find out more.

Yes. Our insurance covers you short-term on any vehicle if you have the owner’s permission first.

Yes. When you take out short-term cover with Dayinsure, we’ll automatically cover you on a third-party basis for trips to countries in the EU, the EEA and Switzerland – as long as the car is in the UK when the insurance starts and finishes.

You may upgrade this cover to comprehensive cover when you’re completing the application.

If you’re travelling outside the EU, EEA or Switzerland, we can’t cover you on a short-term basis.

If your annual insurance policy doesn’t cover a business trip to a new location, you can use temporary insurance. Our temporary car cover insures you for full business use. It just excludes the carrying of goods or passengers for hire or reward.

At Dayinsure, we offer temporary van insurance. This is a separate policy from our temporary car cover, and insures you if need to borrow a van to move house, shift large items of furniture or equipment, or insure a replacement vehicle for one that’s off the road. Look at our short-term van cover to find out how to get insured today.

We can insure vehicles for their MOT. However, being accepted depends on other factors, so it’s worth completing the quote form so that we can let you know if you meet the criteria.

Yes. We can provide insurance for most drivers who want to drive cars they have borrowed from friends or relatives.