Business car insurance shaped around you

Our temporary cover includes business use, which allows you to drive a vehicle for business purposes: 

  • available for 1 hour up to 30 days
  • available on your current car, or a car you don’t usually drive
  • includes social, domestic and pleasure (SD&P) cover as standard.

Nurse with car

How does temporary business car insurance work?

It’s really easy and only takes a few minutes. Just follow these three easy steps:

Fill out the quote form

To complete the quote form, let us know your name, UK address and GB driving licence number. We’ll also need your date of birth, occupation, and the registration number of the car you want to drive.

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Mobile app quote

You’ll get a quote

Tell us when you need the cover to start and how long you want it to last.

Buy and off you go!

To finalise the business insurance, you’ll just need your payment information, either a debit or credit card.

Dayinsure SUV with bags

What is business car insurance?

Business car insurance in the UK is similar to regular car insurance – however, it also covers you for several other work-related purposes. With a regular car insurance policy, you’re only covered to drive to and from a single place of work, meaning that you’re not protected if you need to travel between different locations, visit a client, make a sales call or travel with a colleague. So, if you need to do any of those things, you need to add business cover to your policy.

The good news is that business-use insurance is included in our temporary car insurance policy at Dayinsure, which makes it perfect if you’re looking for any temporary business travel support.

business man with case

What does our business car insurance cover?

  • borrowing a car for work on a day-by-day basis
  • borrowing a colleague’s car or using a company car or commercial vehicle to visit clients or other branches
  • travelling to conferences, meetings and training sessions away from your usual place of work
  • sharing cars and vans between employees so you can split the driving for business trips
  • using a bigger vehicle to transport extra equipment or large items
  • borrowing a vehicle when your business vehicle is in the garage for repairs.

Please note: This will not cover delivery use, door-to-door sales or taxi usage. It also cannot be used on hired vehicles.

business couple driving

Do you need business car insurance on top of your annual policy?

Your regular car insurance policy will cover you to commute to and from a single place of work. Generally, it won’t cover you for anything else related to work travel beyond that. Normally, if you’re planning to use your car for multi-site visits, visiting clients, making sales calls or travelling with a colleague, you’ll need to add business cover to your policy.

Some common examples of annual policies that don’t cover business use:

  • those that cover you just for social, domestic and pleasure (SD&P) use – SD&P only allows you to drive for your own personal use
  • those that have commuting cover already – this often only provides cover to and from a regular place of work
  • those with added named drivers – in these cases, even if the primary driver has business use insurance, the additional drivers will likely only have business cover if it’s been requested.

business woman driving

How can Dayinsure business car insurance help you?

From hourly or one-day business car insurance to a longer policy, our temporary cover is perfect if you’re looking for short-term business cover. Our business car insurance makes a great addition to your regular annual insurance, allowing you to get that all-important protection at low cost.

Dayinsure business car insurance provides comprehensive cover, which means you don’t already need to have any cover on your vehicle to benefit from it. It’s also perfect for when you want to borrow a car from a family member, friend or colleague.

If you have an existing SD&P policy, you may not want to pay for business use on your annual policy when you only plan to use your personal car on business occasionally. A temporary policy may cost less than adding business cover to your annual package so, if you only need to use your car  for business on rare occasions, temporary business insurance is the answer.

shirted man driving

Why choose Dayinsure temporary business car insurance?

Still deciding whether temporary business car insurance is for you? Here are the key things you should consider:

Cover is cheap and can be set up in minutes
Cover from as little as one hour
Includes SD&P as standard
Policies are underwritten by Aviva, our key partner, or other insurers

Looking for business van insurance?

With our temporary van insurance, you’ll be covered for business use as standard, meaning that you’ll be able to use the van for your day-to-day business needs. Perfect for when you need some extra space for a project, or need to borrow a friend or family member’s van for work while yours is in the garage.

Please note: This will not cover delivery use, door-to-door sales or taxi use. It also cannot be used on hired vehicles.

builder sat in van

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Not already insured?

If you don’t already have SD&P cover on the vehicle or you’re not sure what to do, you can purchase our Dayinsure short-term policy. It gives you comprehensive coverage for both SD&P and business use.

Business Woman on Phone

Who is eligible for business or company car insurance?

We can cover most drivers aged 18 to 75 years old, along with many UK-registered vehicles (subject to vehicle and underwriting criteria).

Vans up to 3.5 tonnes gross vehicle weight (GVW) can be covered. You can find out more about our business car insurance acceptance criteria below in our key documents.

Temporary business car insurance policies

How much is business car insurance?

One of the main benefits of taking out our temporary business insurance is that it offers a great-value solution instead of adding business cover to your regular annual policy. As for how much your business car insurance will cost, that depends on a various factors, including how long you want cover and the type of vehicle you’re driving.

We can give you a quote for your business car insurance cost in a matter of minutes. Simply fill out our quick and easy quote form – we just need a few basic details and when you need the cover to start and end – and we’ll give you a price for your policy.