Business car insurance shaped around you

Whether you’re already insured on a vehicle and simply need temporary business use or looking for a full Dayinsure policy to use a car you don’t normally drive, we have the solution for you.

Dayinsure temporary business top up

Add business use to your existing personal motor insurance policy.

  • need business use cover on your vehicle?
  • already covered for social, domestic and pleasure in that vehicle?
  • pay for business cover only when you need it.

Full Dayinsure policy

All full Dayinsure policies allow you to drive a vehicle for business purposes.

  • available for 1 hour up to 30 days.
  • you're not already covered on that car?
  • a full Dayinsure policy will cover you to drive a borrowed car.
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How does temporary business car insurance work?

Business use insurance allows you to drive on behalf of a company or employer and covers a wide range of uses, such as travelling between different work locations or visiting customers.

Fill in our simple quote form

All you need is your name, address, date of birth, occupation and the registration number of the car you want to drive.

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We'll give you a price

Decide the duration you need and when you’d like the policy to start.

Buy and you’re ready to go!

To buy your policy you’ll need your driving licence number and payment details (debit, credit card or PayPal).

What does business car insurance cover?

There are many reasons for considering cheap business use car insurance:

Business use insurance is included in all of our policies at Dayinsure. There’s a common belief that annual insurance covers you to use your vehicle for business trips but many policies don’t! Often they only cover commuting to and from your regular place of work. So, there are many reasons you may want to buy business use insurance for your car or van:

  • using someone else’s car for work on a day-to-day basis
  • borrow a colleagues car to visit clients or other branches
  • travelling to conferences, meetings and training sessions away from your usual place of work
  • sharing cars and vans between employees so you can split the driving for business trips
  • needing a bigger vehicle to transport extra equipment or large items
  • borrowing a vehicle when your business car or van is in the garage for repairs.

We don’t cover hired cars and you can’t use the insurance for a taxi, for deliveries or for door-to-door sales.

Do I need business top-up?

There is a common belief that annual insurance policies cover you to use your vehicle for business trips, but many don’t…

Common examples include policyholders who:

  • choose Social Domestic & Pleasure use (SD&P) only, this only allows you to drive privately, for your own personal use
  • include commuting cover but you may not be aware that this only provides cover to and from a regular place of work
  • add named drivers to a vehicle expecting them to have business use too, but unless you have requested it, it won’t.

How can Dayinsure business top-up help?

Our business top-up policy is perfect for when you’re already insured annually on a vehicle and are looking to add cover for business use only when you need it.

Because Dayinsure business top up only provides cover whilst you are using a vehicle for business, it’s only available if you have an existing annual policy for SD&P in force for that vehicle. This means that we are able to offer the product at a competitive price as it works alongside your existing SD&P policy.

Customers who have an existing SD&P policy may not want to pay for business use on their annual policy for infrequent use e.g. a commuter who uses public transport but uses their car in the event of a strike.

The use of additional drivers is a strong benefit of this top-up insurance. For example, if you are taking your car to a meeting and are only insured for SD&P, purchase a business top-up policy for yourself on your vehicle, add up to three of your colleagues as named drivers and share the driving.

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Business top-up at a glance?

Still deciding whether a business top-up policy is for you? Here are the key things you should consider.

Cover for business use including commuting
For customers who already have an annual policy with SD&P
Does not provide social, domestic and pleasure cover
Available by the day, week or month
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Uses of business top-up

There are many examples of times when Business use insurance is needed, some things business use enables you to do are:

  • provides cover when visiting clients or other branches
  • allows you to travel to conferences, meetings and training sessions away from your usual place of work
  • cars and vans can be shared between employees, while driving can be split for business trips.
  • Manage your fleet by adding or removing staff on policies
  • You’re a tradesperson and need a bigger van to transport extra equipment or large items
  • Temporary use when your business car or van is in the garage for repairs
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What Our Customers Say

Rated 9.4 out of 10 based on 23,777 reviews. See all reviews on

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Not already insured?

If you don’t already have SD&P cover on the vehicle or you are in any way unsure, you can purchase our Dayinsure short-term policy which provides cover for both SD&P and business use.

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Who is eligible for business use insurance?

Most drivers ages 18 to 75 years requiring business use car insurance can be covered, along with many UK registered vehicles.

Vans up to 3.5 tonnes GVW can be covered. Discover the Business insurance acceptance criteria below.

It’s not just UK licence holders that can access car insurance for business. We can cover you if you have a valid GB, Northern Ireland or Isle of Man licence that’s been valid for at least 3 months (increased to 6 months if aged under 25).