Learner driver insurance

Dayinsure’s temporary learner driver insurance is great if you want to practise driving and get more experience behind the wheel. For a quote, all you’ll need is:

  • your name, UK address, date of birth and email address
  • the vehicle’s registered keeper’s information
  • your provisional GB driving licence number.
learner driving car

What is learner driver insurance?

Learner driver insurance is a specific type of temporary car insurance for learner drivers that allows you to get some lesson time in your own car, or in a friend’s or relative’s car. It covers you to drive on a provisional licence in the short term while being properly supervised.

It’s a separate policy from the vehicle owner’s so their cover won’t be affected if you need to make a claim.

Learner driver insurance is great if you want to practise in a specific model, in a car that you know you’ll be driving once you’ve passed, or if you just want to get in as much driving time as possible before your test.

Many learners choose to get experience outside their regular lessons with an instructor. So, taking out temporary learner driver insurance is an ideal way to make sure you remain properly covered.

What’s more, Dayinsure offers flexible and cheap temporary learner driver insurance that can cover you from one day right up to five months*, depending on your needs, and can be arranged in minutes.

*One month’s cover is classed as 28 days, so a 5 month policy runs for 140 days in total. Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.

Why take out learner driver insurance?

Just like any other driver, as a provisional licence holder in Great Britain you’re legally required to have insurance when you’re driving a car under supervision.

Most registered driving instructors have their own insurance as part of the services they offer, so you should already be covered when taking professional lessons. But if you want to drive outside those lessons, you’ll need a valid policy.

You may need temporary learner driver insurance:

  • when you want to learn to drive in your own car with an instructor, friend or family member
  • when you want private instruction from a friend or family member in their own car
  • when you want to practise driving outside your lessons in a car that is not your instructor’s.
learner sign on top of vehicle

Benefits of Dayinsure learner driver insurance

Choosing a learner driver policy means you can benefit from the opportunity to gain more driving experience without the cost of extra professional lessons. You can also choose the car in which you learn, whether that’s your own or one belonging to a friend or family member.

As well as giving you the benefit of your own insurance policy, there are a number of advantages of taking out cover with us.

Dayinsure car insurance for learner drivers is fast, convenient and flexible and we can have you covered in minutes. Plus:

  • it protects the annual policyholder’s No Claims Discount (NCD) – also called No Claims Bonus
  • pay-as-you-go means you only pay for the cover you need and it’s completely flexible
  • there’s a low ‘excess’ of only £250 (the ‘excess’ is the first part of any claim you have to pay)
  • we offer comprehensive provisional car insurance cover, provided by the UK’s leading insurer, Aviva
  • we offer competitive pricing
  • there’s no cancellation fee – which is great if you pass your test ahead of schedule.
learner and teacher

Learner driver insurance you can trust

Here at Dayinsure, we have 15 years’ experience in providing short-term car insurance to our customers.

And here are some other facts that make us one of the UK’s leading providers of temporary car insurance:


Road to Success

Ready to boost your confidence for your practical driving test? Check out Road to Success, our learner driver hub, where you can find all the best advice and top tips for passing your driving test in Great Britain.

From helpful guides to valuable ‘how to’ videos, we’ve collected our best resources into one place to help you prepare for your driving test.

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two ladies in a car

What Our Customers Say

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Am I eligible to take out learner driver insurance ?

Our cheap car insurance for learner drivers will cover most provisional drivers. To be eligible, you’ll need to make sure that you:

You’ll also need to have permission to drive the vehicle, which:

  • is registered in the UK
  • has a current market value of less than £40,000
  • has no more than 7 seats (including the driver’s)
  • has not been modified
  • is not a hire or rental vehicle.

For further details, take a look at our full acceptance criteria document.

If you have any questions about your eligibility for temporary learner driver insurance, simply contact us and our team will be happy to help.

Learner driver in car with learner driver insurance own car

How do I get learner driver insurance?

It’s easy to take out a temporary learner driver insurance policy with Dayinsure:

Fill in our simple quote form

All you need is your name, provisional GB driving licence, UK address, date of birth and the vehicle information (including the registered keeper’s details, i.e. the car owner).

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Mobile app quote

Get your quote cost

Tell us whether you need temporary learner driver insurance for a day or a longer period, and when you need that cover to start.

Buy and get learning!

To buy your learner policy, you just need to pay using your debit or credit card.

cartoon learner car

What does temporary learner driver insurance cover?

Dayinsure’s learner driver policies cover you, as a provisional licence holder, to drive a vehicle in the UK while supervised by a fully qualified GB licence-holder. The vehicle can be your own, or that of a friend or family member.

Our insurance provides fully comprehensive cover for the period of time that you select when you take out your policy.

It’s important to know that our policies do not provide cover for:

You’ll also need to make sure that:

For further details of what our learner driver insurance covers, take a look at our product information document

How much does learner driver insurance cost?

The cost of your cover will depend on various factors, just like with our one-day car insurance policies. These include where you live, the car you’re insuring and your individual circumstances.

As our policies are flexible, though, you might find that temporary learner driver insurance is cheaper than you think. In fact, our short-term car insurance for learner drivers can start from as little as £11.

Get a quote today and see how little your learner insurance could cost.

Mum and daughter learner

Can I lower the cost of my learner driver insurance?

Learner insurance can be more expensive due to a lack of driving experience, especially when compared to the price of an instructor.

If you’re a young learner driver, you’re also more likely to be classed as a risk. According to Brake, inexperience equates to having less ability to spot hazards, plus young drivers are more likely to take risks on the roads.

Unfortunately, these factors combined means that insurance costs for these groups are often higher than for others.

While our flexible policies offer competitive prices across temporary learner insurance, choosing to drive a less expensive model of car could reduce the cost of your cover.

Vehicles come in one of 50 different insurance groups, so it’s worth considering this when deciding the car in which you want to get driving experience.


Let’s get you behind the wheel

It couldn’t be easier to take out learner driver insurance from Dayinsure and you could be practising in minutes!

learner driving car with instructor

Contact Dayinsure about learner driver insurance

If you have any queries about our temporary learner driver insurance, head over to our help and support page for more FAQs and useful guides.

Alternatively, contact us and we’ll be happy to help with your query.

Our news section also has lots of helpful information and interesting articles for learner drivers as well as car facts and driving tips. Discover practical advice such as how to avoid an instant driving test fail, the best time of year to learn to drive and information on learning to drive in an automatic vehicle.

Learner driver insurance FAQs

If you’re keen to know more about temporary learner driver insurance, take a look at our FAQs below:


Do I need learner driver insurance?

If you want to drive a friend or family member’s car under supervision outside of your professional lessons then, by law, you’ll need insurance to cover you on the vehicle that you’ll be driving.

Choosing your own temporary learner driver insurance policy means that you’ll benefit from comprehensive cover and that the vehicle-owner’s No Claims Discount won’t be affected should you need to make a claim.

How is learner driver insurance different to dual insurance?

Dual insurance involves one driver having two policies on the same car. These can include the main, annual policy and a named driver policy.

How long can I be insured as a learner driver?

With a Dayinsure learner driver policy, you can choose the length of cover, from just one day up to five months* – giving you plenty of time in which to get in some extra driving practice. Unlike annual policies, our short-term cover provides flexibility to suit your needs.

* One month’s cover is classed as 28 days, so a 5 month policy runs for 140 days in total. Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.

Can I take out learner driver insurance on my own car?

Yes! Whether you have your own vehicle or are looking for learner driver insurance for your parent’s car, Dayinsure can help. Our policies provide fully comprehensive cover for your car of choice, whether you’re the registered keeper or making use of a friend’s or family member’s vehicle.

Can I get cover to practice driving in more than one car?

You can get learner insurance on as many cars as you wish but you’d need to take out separate policies for each vehicle that you intend to drive.

Can more than one learner driver be covered on the same car?

Yes, there can be as many learner drivers insured to drive the same vehicle as you like, as long as each learner has their own separate insurance policy.

Will learner driver insurance cover me when taking my test?

Many learner drivers choose to take their driving test in their instructor’s car but, if you’d rather make use of your own vehicle or take your test in a different one, our policies can provide cover.

What happens to my insurance once I’ve passed my test?

Once you’ve been given the good news, your learner insurance is no longer valid so you’ll need to make sure that someone else can drive you back from the test centre. You’ll also need to take out another policy that covers you as a fully qualified driver so that you can drive your chosen vehicle legally.

Can I add a named driver to my learner policy ?

While you can’t add a named driver, another driver can take out their own separate temporary learner driver insurance or temporary car insurance policy with us.

It’s important to remember that whoever is supervising you must also be insured to drive the car in which you’re practising.

How old do I need to be to take out learner driver insurance?

You’ll need to be at least 17 to take out a learner driver policy (and also to get a provisional driving licence). If you’re looking for learner driver insurance for over 40’s, we can help with that too as our policies offer insurance for learners up to the age of 50 (subject to lending criteria).

Who can supervise me while driving as a learner?

Whoever’s supervising you to drive must meet the following criteria:

  • be between 25 and 75 years of age
  • have held a full GB driving licence for at least 3 years
  • aside from this, it doesn’t matter if it’s a friend, parent or other relative, as long as they’re qualified to drive the type of vehicle you want to learn in – for example, they must have a manual car licence if they’re supervising you in a manual car.

Can I drive on the motorway as a learner driver?

Learner drivers can now take driving lessons on motorways in England, Scotland and Wales but they must be:

  • supervised by a qualified driving instructor
  • in a dual-controlled learner driver car
  • if you’re driving a car under the supervision of a friend or family member who is not a professional instructor (and you’re not in a dual control car), you won’t be able to drive on motorways.

Full guidance on the law can be found here and in our guide: ‘Can learners drive on the motorway?

Can I build up a no claims discount as a learner driver ?

While a temporary policy won’t enable you to build up a no claims discount, most annual learner driver insurance cover will. But it’s important to check with the provider.

Can I choose third-party insurance as a learner driver?

If you’re at fault in an accident, third-party cover will only cover injury or damage to another driver or their property, not your own.

Dayinsure’s temporary learner driver insurance policies all offer fully comprehensive cover in the UK, so you get total peace of mind while you’re practising. This means that, if you are involved in an accident and you’re held responsible, you’ll be properly covered.

If I make a claim, will this affect the owner’s policy?

One of the benefits of Dayinsure’s learner driver insurance is that, if you need to make a claim, the owner’s policy and any attached No Claims Discount won’t be affected. If you’re learning in a vehicle that’s not your own, then, the owner can rest assured that their annual policy will remain as is, even in the event of an accident.

Can I be added as a named driver on the owner’s policy instead?

While this is possible, depending on the insurer’s terms, if an accident were to happen and you were responsible, you could be putting their No Claims Discount at risk.

Because our temporary learner driver insurance provides a separate policy for the provisional licence holder, the owner’s own annual car insurance policy won’t be affected even in the event of an accident that’s your fault.

Are there any restrictions when taking out a learner driver policy?

Learner driver insurance rules often differ slightly to other types of policies. At Dayinsure, there are a few factors of which to be aware:

  • if you’re not the registered keeper of the vehicle that you want to insure, no cover is provided for loss or damage that occurs between midnight and 6am
  • you must be accompanied by a qualified driver aged between 25 and 75 who has held a full GB driving licence for at least 3 years. They must also be qualified to drive the type of vehicle you want to learn in.
  • all temporary learner driver insurance stops at the moment at which you pass your driving test. If you take your driving test in the car in which you are insured, you’ll need to make sure that you have someone with you to drive you home from the test centre!

See how quickly you can get covered. Get a learner driver insurance quote today.