Learner driver insurance is a specific type of temporary car insurance for learner drivers that allows you to get some lesson time in your own car, or in a friend’s or relative’s car. It covers you to drive on a provisional licence in the short term while being properly supervised.
It’s a separate policy from the vehicle owner’s so their cover won’t be affected if you need to make a claim.
Learner driver insurance is great if you want to practise in a specific model, in a car that you know you’ll be driving once you’ve passed, or if you just want to get in as much driving time as possible before your test.
Many learners choose to get experience outside their regular lessons with an instructor. So, taking out temporary learner driver insurance is an ideal way to make sure you remain properly covered.
What’s more, Dayinsure offers flexible and cheap temporary learner driver insurance that can cover you from one day right up to five months*, depending on your needs, and can be arranged in minutes.
*One month’s cover is classed as 28 days, so a 5 month policy runs for 140 days in total. Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.
Just like any other driver, as a provisional licence holder in Great Britain you’re legally required to have insurance when you’re driving a car under supervision.
Most registered driving instructors have their own insurance as part of the services they offer, so you should already be covered when taking professional lessons. But if you want to drive outside those lessons, you’ll need a valid policy.
You may need temporary learner driver insurance:
Choosing a learner driver policy means you can benefit from the opportunity to gain more driving experience without the cost of extra professional lessons. You can also choose the car in which you learn, whether that’s your own or one belonging to a friend or family member.
As well as giving you the benefit of your own insurance policy, there are a number of advantages of taking out cover with us.
Dayinsure car insurance for learner drivers is fast, convenient and flexible and we can have you covered in minutes. Plus:
Here at Dayinsure, we have 15 years’ experience in providing short-term car insurance to our customers.
And here are some other facts that make us one of the UK’s leading providers of temporary car insurance:
Ready to boost your confidence for your practical driving test? Check out Road to Success, our learner driver hub, where you can find all the best advice and top tips for passing your driving test in Great Britain.
From helpful guides to valuable ‘how to’ videos, we’ve collected our best resources into one place to help you prepare for your driving test.
Our cheap car insurance for learner drivers will cover most provisional drivers. To be eligible, you’ll need to make sure that you:
You’ll also need to have permission to drive the vehicle, which:
For further details, take a look at our full acceptance criteria document.
If you have any questions about your eligibility for temporary learner driver insurance, simply contact us and our team will be happy to help.
All you need is your name, provisional GB driving licence, UK address, date of birth and the vehicle information (including the registered keeper’s details, i.e. the car owner).
Tell us whether you need temporary learner driver insurance for a day or a longer period, and when you need that cover to start.
To buy your learner policy, you just need to pay using your debit or credit card.
Dayinsure’s learner driver policies cover you, as a provisional licence holder, to drive a vehicle in the UK while supervised by a fully qualified GB licence-holder. The vehicle can be your own, or that of a friend or family member.
Our insurance provides fully comprehensive cover for the period of time that you select when you take out your policy.
It’s important to know that our policies do not provide cover for:
You’ll also need to make sure that:
For further details of what our learner driver insurance covers, take a look at our product information document
The cost of your cover will depend on various factors, just like with our one-day car insurance policies. These include where you live, the car you’re insuring and your individual circumstances.
As our policies are flexible, though, you might find that temporary learner driver insurance is cheaper than you think. In fact, our short-term car insurance for learner drivers can start from as little as £11.
Get a quote today and see how little your learner insurance could cost.
Learner insurance can be more expensive due to a lack of driving experience, especially when compared to the price of an instructor.
If you’re a young learner driver, you’re also more likely to be classed as a risk. According to Brake, inexperience equates to having less ability to spot hazards, plus young drivers are more likely to take risks on the roads.
Unfortunately, these factors combined means that insurance costs for these groups are often higher than for others.
While our flexible policies offer competitive prices across temporary learner insurance, choosing to drive a less expensive model of car could reduce the cost of your cover.
Vehicles come in one of 50 different insurance groups, so it’s worth considering this when deciding the car in which you want to get driving experience.
It couldn’t be easier to take out from Dayinsure and you could be practising in minutes!
If you have any queries about our temporary learner driver insurance, head over to our help and support page for more FAQs and useful guides.
Alternatively, contact us and we’ll be happy to help with your query.
Our news section also has lots of helpful information and interesting articles for learner drivers as well as car facts and driving tips. Discover practical advice such as how to avoid an instant driving test fail, the best time of year to learn to drive and information on learning to drive in an automatic vehicle.
If you want to drive a friend or family member’s car under supervision outside of your professional lessons then, by law, you’ll need insurance to cover you on the vehicle that you’ll be driving.
Choosing your own policy means that you’ll benefit from comprehensive cover and that the vehicle-owner’s No Claims Discount won’t be affected should you need to make a claim.
Dual insurance involves one driver having two policies on the same car. These can include the main, annual policy and a named driver policy.
With a Dayinsure learner driver policy, you can choose the length of cover, from just one day up to five months* – giving you plenty of time in which to get in some extra driving practice. Unlike annual policies, our short-term cover provides flexibility to suit your needs.
* One month’s cover is classed as 28 days, so a 5 month policy runs for 140 days in total. Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.
Yes! Whether you have your own vehicle or are looking for , Dayinsure can help. Our policies provide fully comprehensive cover for your car of choice, whether you’re the registered keeper or making use of a friend’s or family member’s vehicle.
You can get learner insurance on as many cars as you wish but you’d need to take out separate policies for each vehicle that you intend to drive.
Yes, there can be as many learner drivers insured to drive the same vehicle as you like, as long as each learner has their own separate insurance policy.
Many learner drivers choose to take their driving test in their instructor’s car but, if you’d rather make use of your own vehicle or take your test in a different one, our policies can provide cover.
Once you’ve been given the good news, your learner insurance is no longer valid so you’ll need to make sure that someone else can drive you back from the test centre. You’ll also need to take out another policy that covers you as a fully qualified driver so that you can drive your chosen vehicle legally.
While you can’t add a named driver, another driver can take out their own separate temporary learner driver insurance or temporary car insurance policy with us.
It’s important to remember that whoever is supervising you must also be insured to drive the car in which you’re practising.
You’ll need to be at least 17 to take out a learner driver policy (and also to get a provisional driving licence). If you’re looking for , we can help with that too as our policies offer insurance for learners up to the age of 50 (subject to lending criteria).
Whoever’s supervising you to drive must meet the following criteria:
Learner drivers can now take driving lessons on motorways in England, Scotland and Wales but they must be:
While a temporary policy won’t enable you to build up a no claims discount, most annual cover will. But it’s important to check with the provider.
If you’re at fault in an accident, third-party cover will only cover injury or damage to another driver or their property, not your own.
Dayinsure’s policies all offer fully comprehensive cover in the UK, so you get total peace of mind while you’re practising. This means that, if you are involved in an accident and you’re held responsible, you’ll be properly covered.
One of the benefits of Dayinsure’s is that, if you need to make a claim, the owner’s policy and any attached No Claims Discount won’t be affected. If you’re learning in a vehicle that’s not your own, then, the owner can rest assured that their annual policy will remain as is, even in the event of an accident.
While this is possible, depending on the insurer’s terms, if an accident were to happen and you were responsible, you could be putting their No Claims Discount at risk.
Because our provides a separate policy for the provisional licence holder, the owner’s own annual car insurance policy won’t be affected even in the event of an accident that’s your fault.
Learner driver insurance rules often differ slightly to other types of policies. At Dayinsure, there are a few factors of which to be aware:
See how quickly you can get covered. Get a learner driver insurance quote today.