Temporary motorhome insurance

Always wanted to borrow a motorhome for a family trip? To insure your motorhome, you’ll need:

  • your name, date of birth and UK address, as well as your occupation and email address
  • the registration number, chassis manufacturer and engine size of the motorhome you want to drive
  • your GB driving licence number.

Woman looking out of motorhome window
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What is temporary motorhome insurance?

Temporary motorhome insurance is a type of policy that offers short-term cover on a motorhome or campervan.

Providing cover for up to 30 days our short-term motorhome insurance is a great option if you’re borrowing a vehicle from a friend or family member for a trip. It means there’s no need to adjust your annual insurance policy or that of the owner.

And because temporary motorhome insurance is a separate policy, it means that there’s no impact on the owner’s cover or No Claims Discount should you need to make a claim . So, both parties can rest assured that you’re fully covered for the length of your trip.

It’s also quick and easy to take out temporary motorhome insurance with Dayinsure. Whether you need one-day motorhome insurance or cover for longer, get a quote and you could have it in minutes.

What does temporary motorhome insurance cover?

Dayinsure’s short-term motorhome insurance policies cover you to drive in the UK and EU for between one hour and 30 days.

You’ll get full, comprehensive cover in the UK from the time you take out the policy. You’ll also automatically get third-party cover to drive in the EU, with the option to extend this to fully comprehensive cover if you wish.

Your cover will include aspects such as:

  • damage to other people’s property
  • compensation for injury to others
  • loss or damage of the motorhome, including vehicle recovery and legal costs
  • accidental damage protection.

Take a look at our product information document for full details of what our short-term motorhome insurance covers and excludes.

Remember, you’ll need to make sure you have the correct category of licence to be able to legally drive the campervan or motorhome if it weighs over 3.5 tonnes.

Motorhome in a field

Why take out short-term motorhome insurance?

Our cheap motorhome insurance is suitable for a wide range of scenarios and can be used when you don’t want to amend your annual policy. You might consider taking out a Dayinsure policy if:

  • you want to borrow or hire a motorhome from a friend or family member for a trip – we can provide temporary motorhome insurance that covers you for any period from one hour up to 30 days
  • you own your motorhome or campervan and want to lend it to family or friends – our short-term motorhome insurance allows them to drive with no threat to the No Claims Discount on your annual policy.

Can Dayinsure cover me to rent out my motorhome?

If you want to rent out a motorhome you own, our short-term insurance can provide the user (or ‘hiree’) with comprehensive cover that protects your asset.

However, it’s important to bear this point in mind:

To buy or arrange motorhome hire insurance on your hiree’s behalf, you must be authorised and regulated by the Financial Conduct Authority (FCA). If you aren’t, you should direct the hiree to this site so they can buy our temporary motorhome insurance themselves.

family sat outside motorhome

Benefits of temporary motorhome insurance

Temporary motorhome insurance can offer a cheap and convenient way of being fully insured when you want to make use of a borrowed vehicle.

Dayinsure cover comes with multiple benefits and you can even use our temporary motorhome insurance for that once-in-a-lifetime European road trip, as long as your journey starts and ends in the UK.

As well as having your own, separate policy, you can take advantage of the following:

  • our short-term motorhome insurance is available from one hour to 30 days
  • our pay-as-you-go policies mean you only pay for the cover you need, giving you the ultimate flexibility for last-minute trips
  • our great-value cover is available to buy in minutes – just fill in some basic details and get a quote online
  • all our policies provide fully comprehensive cover, giving you peace of mind
  • if you’re taking a trip abroad, our EU cover options allow you to extend your cover
  • we can provide cover on owned and hired motorhomes
  • all our policies are underwritten by Aviva, the UK’s leading insurer.
motorhome parked up in the woods

What Our Customers Say

Rated 4.7 out of 5 based on 55,155 reviews. See all reviews on

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Your next holiday is closer than you think

You can get a temporary campervan insurance quote in a matter of minutes, so plan the route and get packing!

Woman cooking in motorhome
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Who can take out temporary motorhome insurance?

If you’re looking for hourly, weekly or daily motorhome insurance, we can help. You just need to:

  • be aged between 25 and 75
  • hold a current, valid, full and have done so for at least 12 months
  • be permitted to drive the motorhome you want to be insured on
  • have a permanent UK address.

The motorhome or campervan you want to insure must:

  • be registered in Great Britain, Northern Ireland or the Isle of Man
  • have a current market value of under £75,000
  • have an engine size of 3000cc or under
  • be under 5t Gross Vehicle Weight (GVW)
  • have at least one bed of six feet in length
  • have wardrobe or cupboards fitted, a dining table and seating
  • not be used as a permanent place of residence
  • not be a type of heavy goods vehicle (HGV)
  • not have been manufactured in the USA
  • not be a seized vehicle or in a police compound.
lady opening motorhome window

Driving your motorhome in the EU

Your short-term motorhome insurance is only valid if your trip starts and ends in the UK. You’ll be automatically insured to drive in the UK and be covered third party in the rest of the EU. However, you can extend your cover to provide fully comprehensive EU insurance.

It’s a good idea to ensure you’ve got the correct paperwork when driving in the EU. We guarantee to upload our temporary policies to the Motor Insurance Database (MID) every seven days, but we always recommend having a copy of your Insurance Certificate with you.

You can find more information about our temporary motorhome insurance in our acceptance criteria or contact us and our team can help with your query.

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How can I get temporary motorhome insurance?

It’s easy to get covered with a Dayinsure policy. You can take out cover from one hour to 30 days by following these simple steps:

Fill in our quick and easy form

All we need is a few details about you, including your driving licence number and information about the motorhome you want to drive.

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Mobile app quote

Find out the cost

Tell us how long you need motorhome cover for, when you’d like it to start, and whether you require any add-ons such as breakdown cover.

Pay and start your adventure!

To finalise your temporary motorhome insurance, you’ll just need your debit or credit card.

Dayinsure Motorhome Insurance
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How much does short-term motorhome insurance cost?

Our temporary motorhome insurance offers great flexibility at an affordable cost, making it ideal for a once-in-a-lifetime road trip or weekend away.

Because you can take out our insurance for just the time that you need, it can be a cost-effective alternative to taking out an annual policy.

Your exact quote will depend on a few factors such as:

  • the motorhome you want to insure
  • how long you need cover for
  • your individual circumstances, including your age and driving history.

It can take just minutes to get a quote, so why not find out how affordable your temporary motorhome insurance could be today?

Campervan parked by lake
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Why choose short-term motorhome insurance from Dayinsure?

Dayinsure short-term insurance cover for motorhomes and campervans has lots of benefits including:

Insurance from 1 hour to 30 days
Great value cover, available to buy in minutes
All policies provide comprehensive cover
All policies underwritten by Aviva
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Get in touch with the Dayinsure team

If you have any questions about our temporary motorhome insurance, take a look at our FAQs below. Alternatively, head to our help and support page for details about European travel, claims and your application.

If you’d rather, you can get in touch with our team who can provide answers to your query.

Why not take a look at our dedicated news section, which has a wide range of information on a variety of aspects from insurance to driving tips? Our articles include the pros and cons of borrowing a motorhome, European road trips and how to safely drive a motorhome.

Temporary motorhome insurance FAQs

If you’ve still got some burning questions about our short-term motorhome insurance, check out our FAQs:

Is there a difference between insuring a motorhome and a campervan?

While a motorhome and campervan differ slightly in terms of their size and typical facilities, there is no difference when it comes to insuring them with Dayinsure.

We offer short-term policies on both motorhomes and campervans, as long as the vehicle meets our criteria.

Does my driving licence allow me to drive a motorhome or campervan?

A full UK driving licence allows you to drive a motorhome that weighs up to 3.5 tonnes. You’ll need a category C1 licence to drive a vehicle weighing 3.5–7.5 tonnes. If you passed your test after 1st January 1997, you’ll need to take an additional test to obtain this type of licence.

It’s important to note that we only offer temporary motorhome insurance on vehicles 5 tonnes GVW and under.

Can I drive a motorhome on my car insurance?

You’ll usually need specialist insurance if you’re planning on driving a motorhome or campervan. These types of vehicles are used in a different way to cars, so your regular insurance policy won’t be suitable.

Can I take out short-term motorhome insurance on my own campervan?

Yes! If you need short-term cover on your own motorhome or campervan, we can help. Whether you’re between policies or you’ve bought a new vehicle and are yet to arrange annual cover before your trip, our temporary motorhome insurance can provide you with peace of mind.

Can I take out temporary motorhome insurance on a hired campervan?

Yes! Our policies provide cover on borrowed or hired motorhomes. So, whether you’re choosing to make use of a friend’s campervan or you’re formally hiring a motorhome, get an online quote from Dayinsure and see how affordable your short-term insurance could be.

Can I use the motorhome for business purposes?

Our motorhome insurance policies don’t cover you for business purposes and they’re mostly used for one-off trips or holidays.

If you’re looking for specific business cover, our temporary van insurance includes business use as standard. Alternatively, our short-term business car insurance offers a range of cover for work purposes.

Can I live in my motorhome or campervan?

If you’re planning on using a motorhome or campervan as a permanent place of residence, you won’t be covered by our short-term insurance policies. You’ll need to take out a policy that covers living in a motorhome and make sure you pitch it up on a permitted site.

Can I take out temporary motorhome insurance even if I don’t have a regular, annual policy?

Yes! Our cover is ideal for when you’re borrowing a motorhome or campervan, so you don’t need to have an existing annual policy.

Even if you do have annual cover on your main vehicle, our short-term motorhome insurance provides a separate policy that’s unrelated to your main cover.

Can I add another driver to my short-term motorhome insurance policy?

While you can’t add another named driver to your Dayinsure temporary motorhome insurance, they can take out a separate policy with us. This can be ideal if you’re planning on sharing the driving with another person on a road trip.

Do Dayinsure policies cover me to drive a motorhome abroad?

All our short-term motorhome insurance policies include third-party EU cover as standard, with the option of extending this to fully comprehensive cover.

If you’re driving a motorhome or campervan in the EU, your journey must begin and end in Great Britain, Northern Ireland or the Isle of Man.

Take a look at our product information for details on which EU countries are included in your cover.

What details do I need to provide to get a temporary motorhome insurance quote?

To get a quote online with Dayinsure, you’ll just need to provide your name, UK address, date of birth, GB licence, occupation and email address. You’ll also need to let us know the registration number, chassis manufacturer and engine size of the motorhome or campervan you want insuring.

Once you’ve given us this information, you could have your quote in minutes.