To be eligible for your Dayinsure Learner policy the following criteria must be met at all times (any changes must be notified to us in writing to support@dayinsure.com)
The Policyholder Must:
- Be aged between 17 and 35 (the minimum age may vary depending on individual circumstances).
- Hold a current provisional UK driving licence.
- Be a permanent UK resident.
- Have an address shown on their provisional driving licence which matches the address on this insurance policy. (please note you may be asked to provide proof of residence in the event of a claim).
- Have had no insurance claim or incidents likely to give rise to claims.
- Have no penalty points on their licence.
- Have had no motoring offences or convictions.
- Do not have any unspent criminal convictions.
- Have never been refused insurance or had a policy cancelled.
The Car Insured Must:
- Be registered in the UK.
- Has a current market value of less than £40,000.
- Vehicle has no engine modifications, body kits, or alloy wheels unless fitted at manufacture or were manufacturer optional extras – unless specifically carried out for a disabled driver or passenger.
- Is not a Hire or Rental vehicle or leased under an agreement of 12 months or less duration.
- Is not a seized vehicle or in a police compound.
- Not be imported from another country through channels other than the maker’s official distribution system.
- Not be used to carry hazardous goods or be used at any hazardous location.
- Not have more than 7 seats (including the driver’s seat).
- Not a type of Heavy Goods Vehicle (HGV).
- Not over 3.5 Tonnes Gross Vehicle Weight (GVW).
- Has an engine size of 3999cc or less.
If the Policyholder is not the Registered Keeper of The Car:
- No cover is provided under this policy for loss or damage which occurs between 00:00 hours and 06:00 hours.
- No cover exists under this policy unless the vehicle is also insured under a separate annual motor insurance policy.
- Have permission from the owner to drive the vehicle and I have agreed to insure it as I have responsibility for loss or damage.
The Policyholder Must Accept and Agree That:
- All cover under this policy ceases as soon as they pass their Driving Test.
- They must be accompanied by a driver aged 25-75 who holds a full current UK driving licence and has done so for at least 3 years.
- Must not be used for the carriage of passengers or goods for payment, the carriage of goods or property which does not belong to you as a courier or for the delivery of takeaway or fast food.
- In the event of a claim you will provide the V5C for the vehicle insured under this policy to allow validation of the registered keeper’s details. If you advised that the vehicle was being borrowed during the application process and the V5C confirms that you (the policyholder) are actually the registered keeper your policy will be invalidated, and any claim refused.
Warning: failure to meet the criteria accurately could invalidate your insurance and may be an offence.
