Eligibility and Acceptance Criteria for Learner Driver Insurance

Hold a current provisional UK driving licence.
Be a permanent UK resident.
Have an address shown on their provisional driving licence which matches the address on
this insurance policy.
Have had no insurance claim or incidents likely to give rise to claims.
Have no penalty points on their licence.
Have had no motoring offences or convictions.
Do not have any unspent criminal convictions (other than motor offences) or police cautions in
the last 5 years, or any prosecutions pending.
Have never been refused insurance or had a policy cancelled.

Be registered in the UK.
Have a current market value of less than £40,000.
Vehicle has no engine modifications, body kits, or alloys wheels unless fitted at manufacture
or were manufacturer optional extras – unless specifically carried out for a disabled driver or
passenger.
Not be a hire or rental vehicle.
Not be a seized vehicle or in a police compound.
Not be imported from another country through channels other than the maker’s official
distribution system.
Not be used to carry hazardous goods or be used at any hazardous location.
Not have more than 7 seats (including the drivers seat).

No cover is provided under this policy for loss or damage which occurs between 00:00 and 06:00 hours.
No cover exists under this policy unless the vehicle is also insured under a separate annual motor insurance policy.

All cover under this policy ceases as soon as they pass their Driving Test.
They must be accompanied by a driver aged 25-75 who holds a full current UK driving licence and has done so for at least 3 years.
Cover can not be used for hiring of the vehicle, the carriage of passengers or goods for payment, the carriage of goods or property which does not belong to you as a courier or for takeaway food or fast food delivery.

Warning: failure to meet the criteria accurately could invalidate your insurance and may be an offence.