With so many different insurance policies on the market, many people want to compare temporary car insurance cover to ensure they get the best deal. To compare short term car insurance, most people look at the various comparison websites which you can find dotted around the web. Whilst these are effective, it is also a good idea to do further research into the policy to see exactly what it covers, as they can vary.
What is temporary car insurance?
Temporary car insurance is a fast, efficient way to insure your car for a short period of time, such as when you borrow a car, go on holiday or need to purchase temporary business car insurance for work. An annual insurance policy might be unnecessary if you will only be using your car for short period or on a temporary basis. This is where temp car insurance comes in as a flexible and convenient solution.
Considering what an attractive option temp cover can be, it’s no surprise that many are looking to compare short term car insurance in the UK to find the best deals and policy for them.
What to look for when you compare temporary car insurance
Whenever looking at different policies for temporary car insurance, compare both their common and more unique elements to get a good understanding of what they cover and how effective they might be for your individual requirements. Be sure to check:
- who the insurance is aimed at (some policies are for learner drivers, for example)
- minimum and maximum period the policy can be taken out for (e.g. day insurance to monthly car insurance)
- eligibility (what conditions must be met to be eligible for the policy)
- which type of vehicle the cover is aimed at (e.g. car or van insurance)
These are all in addition to comparing the prices of different policies, so when you are looking at the various types of short-term car insurance, compare every aspect to be sure you find the right one for you.
What extras can I get with a temporary car insurance policy?
Another thing to keep an eye on is the optional extras that can come with your temporary cover. When comparing insurance providers and their policies, look for a page or section that details these extras. For example, here at Dayinsure, we offer a range of optional extras such as comprehensive European cover and daily breakdown cover. Extras like this can really help decide which insurance policy is right for you.
How long can short term car insurance last?
The flexibility of temporary car insurance is its winning attribute. Your short-term cover can last for as long as you need it, starting from as little as one hour or up to 30 days. Of course, you can renew your policy too, giving you room to manoeuvre for as long as you need it. So, no matter if only need day car insurance or something for the whole month, your cover can adapt to meet your requirements.
How can I get cheaper short term car insurance?
Of course, when looking to compare temporary insurance, a big part of your decision will come down to the cost. After all, we are all looking to get cheaper insurance. In order to get the cheapest quote possible on your short-term car insurance policy, there are a number of things you can try.
For example, you can increase your voluntary excess – demonstrating to insurers that you won’t be making small claims on your insurance. You can also save money by not choosing extras you probably won’t need – for example, if you have no intention of driving in Europe, you won’t need the cover.
Of course, by being safe on the road, driving sensibly, and therefore doing what you can to keep your no claims discount intact, you can also reduce your quote.
Discover more ways that you can make your car insurance cheaper.
Do I need short term car insurance?
Before you start comparing insurance options, it’s a good idea to think about if you need temporary car insurance. Think about your situation and what you will be using your car for and how often you will be using it.
You can certainly benefit from a short-term car insurance policy if you are:
- using your personal car for business use.
- getting cover for driving holidays.
- going on a test drive.
- driving a new vehicle purchase home.
- a student coming home for the holidays.
- borrowing a larger car or van to move house.
- learning to drive.
- needing cover for a last-minute emergency.
Read more about the uses of temporary car insurance.
Why choose Dayinsure?
At Dayinsure, we provide the most effective, comprehensive temporary car insurance on the market, at cost-effective prices. You can be sure that we’ll provide you with the best deal, no matter who you compare our temp car insurance policies with.
With us, it only takes a few minutes to sort out your policy. You simply fill in the necessary details and you could be fully covered within 15 minutes.
So, for straightforward, accessible temporary car insurance, choose Dayinsure.
If you have any questions, make sure to check out our policy queries FAQs.