Temporary car insurance your way

We hope so! To see if you can take out one of our policies, have a look at our Aviva and Mulsanne driver and car acceptance criteria. You’ll need to be between the ages of 18 (19 for Mulsanne) and 75 to take out short-term car insurance, between 25 and 75 for temp motorhome insurance and between 17 and 50 for our temporary learner driver insurance. You should also have had fewer than nine penalty points within the last 18 months.

The vehicle you want to insure also needs to meet some basic criteria, such as having a market value of less than £75,000 and being registered in Great Britain.

Our standard temporary car insurance covers comprehensive aspects for social, commuting, and certain business uses (single-destination trips). Take a look below to find out what’s covered by our policies

We cover:

• Damage to other people’s property
• Loss or damage to the vehicle
• Accidental damage cover
• New vehicle replacement
• Glass
• Personal belongings
• Child seats
• Emergency treatment costs
• Replacement locks
• Personal accident

We don’t cover:

• Any accident, injury, or loss if the vehicle is being used for purposes not covered
• Loss or damage if the vehicle is left unattended with the engine running
• Damage from wear and tear
• Loss of value after a repair
• Claims due to suicide or attempted suicide
• Courtesy car provision
• Seized vehicle release

For a full detailed list of inclusions and exclusions, see our acceptance criteria for Aviva and Mulsanne.

Besides cars, we also offer temporary insurance for vans, motorhomes, and learners.

If you have an accident while covered under our short-term car insurance policy, then this won’t affect the car owner’s No Claims Discount. However, you’ll need to let us know and make sure you declare any incidents to your main insurer.

If you own the car and someone else is driving it, any claims they make while using your vehicle won’t impact your No Claims Discount.

Our temp vehicle insurance policies cover you on a third-party basis for trips in the EU, the EEA, and Switzerland, as long as your journey starts and ends in Great Britain, Northern Ireland, the Channel Islands, or the Isle of Man.

You also have the option to take out comprehensive cover for driving abroad as an extra addition to your policy.

Trips outside of these countries are not covered by our policies.

It’s a legal requirement that all vehicles are insured, with third-party cover the minimum requirement. A temp car insurance policy is separate cover that can be taken out alongside an annual policy to enable you to drive a car for a short period. This means that there might be two people insured on the same car, but each driver would have their own cover.

If you have a accident and you’ve taken out a short-term car insurance policy with Dayinsure, you should let us know as soon as possible. Your policy documents will explain who to call in the event of an accident.

• Aviva policies: Call 0800 0156 166 from the UK or (0044) 1603 603 728 from outside the UK.
• Mulsanne policies: Call 0333 003 3189 for the new claims helpline or 01273 74190 for the existing claims helpline.

Phone lines for both are open 24/7,

More than one driver can be insured on a vehicle temporarily, but each person must have their own short-term insurance policy. We can’t add additional drivers onto the same policy, but each individual can get their own quote for temporary cover.

While the cost of daily insurance is typically more than that of a single day on an annual policy, short-term cover can still work out as a cheaper option, especially if you know you only need insurance for a limited time.

However, it’s important to weigh up the costs and assess the benefits of each option before taking out a policy.

Depending on your needs, taking out an annual policy might suit you better, especially if you need cover for a longer period. Another option is to be added to a driver’s existing policy as a named driver. However, if you need to make a claim, this might affect their No Claims Discount.

If you’re renting a vehicle, the rental company typically offers its own insurance coverage. This can be a good option if you need short-term protection for a rental car.

You may be able to extend your temporary car insurance with us on a like-for-like basis. Simply log in to your Dayinsure account or use the app to check if an extension is possible. Alternatively, click ‘Manage Policy’ in your email confirmation and follow the steps.

You can extend your policy up to three times or for a maximum of 30 days from the start date of your original policy, whichever comes first.

If you need to change your cover or add optional products, you’ll need to request a new quote.

Depending on the provider, you might need to have held your UK driving licence for a minimum of six months before being able to take out short-term insurance.

If you’re a leaner driver, our temporary learner driver insurance can cover you for up to five months so you can practice in a friend or family member’s car before taking your driving test.

Yes. But it’s crucial that you keep to the Continuous Insurance Enforcement regulation, which means any vehicle has to be insured even if it’s not being driven. The only time you don’t need to insure a vehicle is if you declare it as SORN.

It might not be the end of the road! Your eligibility for temporary car insurance depends on various risk factors, including your personal details and the vehicle you’re borrowing. These calculations may change over time. If you have difficulty getting temporary insurance now, you might want to consider trying again in the future.

Sure! If you’re thinking about getting temporary car insurance to borrow a friend’s car or you’re planning on sharing the driving, a short-term insurance policy might be just what you need. As long as you meet our criteria, you should be able to take out a policy. Fill out our quick and easy form to get a quote or download our app.

You can take out a policy to suit your exact needs and we offer cover from one hour to 30 days. Or if it’s one of our learner policies, you can get cover for up to five months. You can book 28 days in advance too, so if you know when you’re going to need cover, then why not get it sorted right away? Get a quote today.

Our online form is quick and easy to fill in and you can be insured in as little as 15 minutes. Alternatively, use the Dayinsure app and manage everything in one place.

Yes, you can cancel your policy and get a refund, which is one of the ways we’re different from many other short-term insurers. However, if your cover has already started, you might only get a partial refund.