Classic and Cherished Insurance Acceptance Criteria

About you:

  • Are aged between 19 and 75 (the minimum age may vary depending on individual circumstances)
  • Hold a current, valid, full UK, EU, EEA, South African, Swiss, Australian or New Zealand driving licence, and have done so for at least 6 months (reduced to 3 months, if aged over 25)
  • Have a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
  • Have had no more than 2 fault claims in the last 3 years
  • Have no more than 9 penalty points and have had no disqualifications in the last 18 months
  • Have had no motoring offence in the last 3 years with the Conviction Offence Code prefixes DR, CD, DD, UT or DG
  • Have not been convicted in the last 5 years of any criminal offence including any pending prosecution or police enquiry
  • Have had no motoring offence in the last 6 months with the Conviction Offence Code prefix IN or CU80

About the Car:

  • Is registered in Great Britain, Northern Ireland or the Isle of Man
  • Has a current market value of less than £60,000
  • Has no more than 8 seats (including the driver's seat)
  • Is not a Hire or Rental Vehicle
  • Is not a seized vehicle or in a police compound
  • Has not been modified (Factory fitted extras or modifications for a disabled driver or passenger or LPG conversions are acceptable)
  • Is not a grey import (imported from another country through channels other than the maker's official distribution system)

About the use

  • Journeys must start and end in the UK (exporting is not permitted)
  • The carriage of goods or passengers for hire or reward is not permitted
  • Carrying of hazardous goods or use at hazardous locations are not permitted