Motorhome Insurance Criteria
Do you qualify for our short term insurance?
We base your quote on a series of assumptions. Please confirm that you meet these criteria.
I declare that I and any additional driver must:
- hold a current, valid, full UK, EU/EEA , Australian or New Zealand driving licence, and have done so for at least 12 months
- have an address shown on my driving licence which matches the address on this insurance policy (this does not apply if you are a UK citizen permanently resident outside of the UK)
- not have had terms applied by DVLA in relation to any medical condition
- be aged 25 years or over, and upto a maximum of 75
- have had no motoring offence in the last 3 years with the Conviction Offence Code prefixes DR, CD, DD, UT or IN
- have no more than 8 penalty points and have had no disqualifications in the last 3 years
- have had no more than 2 fault claims in any 3 year period
- have not been convicted in the last 5 years of any offence relating to fraud, robbery, theft or handling stolen goods including any pending prosecution or police enquiry
I declare that the vehicle to be insured must:
- be registered in Great Britain, Northern Ireland or the Isle of Man
- have a current market value of less than £50,000
- be 3000cc or under
- not be over 5 Tonnes GVW
- not have been manufactured in U.S.
- not be a seized vehicle or in a police compound
- not be used for the carriage of goods or passengers for hire or reward
- not be used to carry hazardous goods (standard gas container allowed for recreational use)
- not be main place of residence, but must have at least one bed of 6 feet in length, there must be wardrobe cupboards fitted and seating for diners at a table
- not be used or driven at any hazardous location
Your quote and policy will be based on the assumptions and the answers to the questions in your application.
Important Information about our policies
- Road Fund Licencing: whilst our policies are widely accepted at many Post Offices and DVLA Local Offices, and also online via the DVLA direct website at www.taxdisc.direct.gov.uk, we cannot guarantee that a short term certificate will be accepted when purchasing vehicle tax. There may occasionally be instances where your application is refused – in such circumstances we will unfortunately not be able to refund any premiums.
However, following a recent change in the law it is now an offence not only to use a motor vehicle on a public highway without adequate third party
motor insurance, but also to keep a vehicle without adequate third party motor insurance, unless the vehicle has been notified to the DVLA as 'off-road'.
- MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at midnight every day, and consequently any online car tax applications will depend upon the MID being updated accordingly.
- Modifications: the only modifications we accept are: manufacturer specified optional extras fitted at the time of manufacture or catering for a disabled driver or passenger or LPG conversions.
- Foreign Use: we can cover trips to the EU as long as they start and end in the UK, are of a temporary nature, and the vehicle is normally based in the UK
- Hired: motorhomes hired or rented are acceptable
Please note
Above are only a small section of the conditions for purchasing dayinsure.com short term insurance. These conditions are liable to change. Please read the full Terms & Conditions document available during the quotation and purchase process.
