Temporary car insurance for young drivers

Are you a young driver who needs short-term cover? Dayinsure’s cheap temporary car insurance for young drivers could be ideal. To get a quote, all you need is:

  • Your name, UK address, date of birth, and email address
  • The vehicle’s registration number
  • Your GB driving licence number
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What is temporary car insurance for young drivers?

Young driver temporary insurance is a type of cover that allows the under 25’s to drive for short periods of time. It lets you get behind the wheel if you need to drive but don’t need a full annual policy.

You can take out temporary car insurance for young drivers on your own car or on someone else’s – for example, if you need to share the driving during a road trip or want to insure yourself on your parents’ car between university terms.

Dayinsure offers flexible and cheap short-term car insurance for young drivers that can cover you from one hour to 30 days, depending on your needs. What’s more, you can arrange a policy in a matter of minutes.

 

Why get temporary car insurance for young drivers?

In car insurance, anyone under the age of 24 is classed as a ‘young driver’. In practice, all drivers under the age of 25 tend to face higher policy costs and drivers under the age of 21 are affected the worst. This is because insurance premiums are based on risk and less experienced drivers are seen as being riskier on the road.

According to statistics for 2021 released by the Department for Transport, younger car driver collisions accounted for 21% of all fatalities in car accidents. The most common contributory factors among young drivers were careless driving, losing control of their vehicles, and exceeding the speed limit.

Unfortunately, this kind of data means that taking out annual insurance on your own car, or being added as a named driver, can be unaffordable for many young drivers.

Yet getting temporary car insurance could offer a more affordable solution for young drivers, especially if you’re under the age of 21. Instead of paying a large sum to be insured year-round, short-term insurance lets you get cover as and when you need it.

Taking out young driver temporary insurance is also a better alternative to not driving at all. By driving periodically, you get to keep your driving skills sharp and your confidence high. This will put you in a better position when driving more often is affordable in the future.

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When might I need temporary car insurance for young drivers?

You need to have insurance any time you drive. This means there are many times when you might need temporary insurance cover for young drivers, including:

  • When borrowing a car to make an errand
  • When sharing the driving during a long journey
  • When borrowing a larger vehicle for a house move or road trip
  • When travelling to and from university
  • When faced with an emergency.
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Benefits of Dayinsure young driver temporary insurance

Dayinsure’s temporary car insurance for young drivers is flexible and convenient – plus, we can have you covered in minutes.

The main benefit of our temporary car insurance for young drivers is that you can save money and aren’t tied to an expensive annual policy that you don’t need. Here are some more benefits of our insurance:

 

What Our Customers Say

Rated 4.7 out of 5 based on 54,560 reviews. See all reviews on

When you buy our short-term car insurance for young drivers, you get convenient coverage and great customer service.

That’s why our customers rate us as ‘Excellent’ on Trustpilot and have given us hundreds of five-star reviews on Feefo.

Am I eligible for young driver temporary insurance?

Looking for affordable and flexible coverage? Most drivers are eligible for our temp car insurance for young drivers, according to our criteria.

To start off with, you need to make sure that you:

  • Are aged at least 18 years old
  • Hold a current, valid, and full GB driving licence (for at least 6 months if under 25 years old)
  • Have a permanent UK address
  • Are driving a UK registered vehicle

For further details, please look at our full acceptance criteria. If you have any questions about your eligibility, simply get in touch and our team will be happy to help.

We also offer temporary learner insurance that lets learner drivers aged 17-50  practice driving in their own car. And if you need cover for a different vehicle – such as for temporary motorhome insurance (if you’re 25 and over) – then we can help with that too.

 

 

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How do I get young driver temporary insurance?

Taking out Dayinsure temporary car insurance for young drivers is quick and easy:

Fill in our simple form

Just tell us a few basic personal details such as your name, date of birth, and address, as well as your driving licence and car registration information.

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Mobile app quote

Get your quote

Select your desired cover duration, the dates you want your policy to start and end, and whether you want any of our additional options.

Pay and go!

To get your young person temporary car insurance, you'll just need to pay using your debit or credit card.

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What does temporary car insurance for young drivers cover?

Dayinsure’s young driver temporary insurance policies give you the coverage you need to drive a vehicle in the UK. You can either get insurance to drive your own vehicle or someone else’s.

Our policies give you fully comprehensive cover for the period you specify in your application. This covers you for:

We also throw in several extras, such as vehicle recovery, glass replacement, and personal belongings. For full details of what our temporary car insurance for young drivers covers, read our product information document.

How much does young driver temporary insurance cost?

The price of a car insurance policy depends on a range of factors, including:

  • Your age and location
  • How long you’ve held your licence for
  • Your driving history
  • The vehicle you want to insure.

Compared to taking out an annual policy that you don’t need, temporary car insurance for young drivers can be much cheaper. Get a quote today and see how little your temporary insurance could cost.

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Young driver temporary insurance you can trust

At Dayinsure, we have 18 years’ experience  in providing flexible and affordable short-term car insurance to our customers. Here’s why we’re one of the UK’s leading providers of short-term car insurance for young drivers:

  • We’ve made it our mission to give you access to the best temporary car insurance on the market, for young drivers and everyone else
  • We’re regulated by the Financial Conduct Authority (FCA), so you can expect only the highest standards from our products and customer service
  • We partner with other leading companies, such as Aviva, Mulsanne, and the RAC
  • More than one million people have already benefited from Dayinsure temporary cover – check out our glowing Trustpilot and Feefo reviews to see what they say about us!

 

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Ready to get on the road?

It’s easy to take out our temporary car insurance for young drivers. Cover can start within 15 minutes of applying – it’s that quick!

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Get in touch with the Dayinsure team

Whether you’re a young person looking for affordable temporary car insurance or need short-term cover for a different reason, the Dayinsure range of temporary car insurance products can get you insured in no time.

If you have any queries about our insurance, get in touch with our team and we’ll be happy to help. Alternatively, head over to our help and support page for FAQs and useful guides.

We also have a news section, where you can read our helpful articles on a range of topics. Discover practical advice and explanations in pieces such as how to buy a car, what to consider when borrowing a friend’s car, and no claims discount explained.

Young driver temporary insurance FAQs

Want to know more about Dayinsure’s temporary car insurance for young drivers? Then read our answers to frequently asked questions below.

Do you offer temporary car insurance for new young drivers?

Subject to other criteria, we can insure you if you’re older than 18 and have held a full GB driving licence for at least six months. Please read our full acceptance criteria for more details on whether you’re eligible for our cheap temporary car insurance for young drivers.

What is the excess on young driver temporary insurance?

The amount of excess you pay will depend on details about you and the car you’re insuring. You’ll be able to confirm you’re happy with your excess before buying your short-term car insurance for young drivers. And after you’ve paid, you’ll be able to check it whenever you want on your insurance certificate.

Are there any restrictions on temporary cover for young drivers?

Yes, there are restrictions on our temporary car insurance policies for young drivers.

  • If you’re making a loss or damage claim, we’ll pay you up to the market value of your car at the time of your claim
  • We can offer you a new vehicle replacement, but only when the cost, damage, or repair exceeds more than 60% of your car’s UK list price at the time when you purchased it
  • If you don’t want us to replace your car, the most we’ll pay is its market value at the time of loss or damage

Please read our product information sheet for full details on our cover restrictions.

Can I extend young person temporary car insurance?

Yes, after you take out short-term insurance for young drivers with Dayinsure, you should be able to extend your policy while it’s still active. This is always on a like-for-like basis and is subject to acceptance from the underwriter.

Your policy terms and conditions remain the same as in the original policy. The only change is the end date. After extending, you’ll get a new certificate and schedule.

If for any reason you’re unable to extend or still need cover after extending, you can always apply for a new young driver temporary insurance policy.

What is the cancellation policy for young person temporary car insurance?

We know that plans can change, which is why we make it easy for you to cancel your temporary car insurance for young drivers at any time. After you’ve purchased your policy, you can cancel it through your Dayinsure account or through your confirmation email.

Read more about our cancellation policy in our terms of business document.

What details do I need to give for young driver temporary insurance?

Getting a quote with Dayinsure is quick and simple. We’ll just need to know a few details about yourself and the car you want to insure, including:

  • Your name
  • Your date of birth
  • Your occupation
  • Your contact details
  • Your GB driving licence number
  • The car’s registration

Once you’ve given us this information, we can offer you a quote for temporary car insurance for young drivers in next to no time. Fill in our online form to find out how quickly you could get covered.

View Key Documents

You’ll be made aware of your policy underwriter as part of the quote decision process