Backed by trusted partners
5m+ customers over 20+ years
Starts in minutes or 28 days before
Extend or cancel anytime
What is hourly car insurance?
Dayinsure hourly car insurance is designed to cover you when you need insurance for less than a day
There are a number of occasions when people only need car insurance for 24 hours or less, and getting quick cover can be imperative.
Hourly insurance can be set up in minutes and adapted to suit your needs.
Get a quote with only:
- Your name, current permanent UK Address, date of birth, occupation and email address
- The registration of the car you wish to insure
- Your GB driving licence number.
Read our guides about temporary car insurance:
What are the uses of hourly car insurance?
There are several situations when you might need to insure your car for a week:
- Adding a temporary driver for long journeys
- Taking over driving when the main driver needs a break
- Driving a used car before buying
- Testing a vehicle from a private seller
- Covering travel not included in your annual policy
- Driving to temporary or one-off work locations
- Staying insured between two policies
- Covering a newly purchased vehicle before annual cover starts
- Using a friend or family member’s car for a specific trip
- Collecting or transporting something your own car can’t fit
- Splitting driving responsibilities with colleagues
- Reducing commuting costs by sharing journeys
- Driving someone else’s car at short notice
- Stepping in when the usual driver can’t continue
Benefits of Dayinsure hourly car insurance
Compared to taking out an annual policy, there are many advantages of cheap hourly car insurance when you only need cover for a short period, or in unexpected situations.
Pay as you go
You only pay for as much cover as you require – perfect if you need car insurance for a very short time period.
Quick to start
Your one-week car insurance policy can start within 15 minutes, so you can get going fast.
Leading insurer
We offer comprehensive provisional car insurance cover, provided by the UK’s leading insurer, Aviva
Fair pricing
Our hourly policies can stop you having to buy an unncessary weekly or yearly policy.
No claims bonus protected
It doesn’t affect the no-claims bonus on your current cover.
Who is eligible for hourly insurance?
If you need comprehensive car insurance for just a few hours, we can help.
Our cheap hourly insurance will cover most drivers. To be eligible, you need to:
- Be aged 18-75
- Hold a full and current GB driving licence
- Be insuring a UK-registered vehicle
- Have permission to drive the vehicle
- Have a permanent UK address
All Dayinsure policies are subject to underwriting and vehicle criteria. For more details on these, take a look at our acceptance criteria document. Alternatively, contact us and our team will be happy to explain.
How does one-hour car insurance work?
Whether you need 1 hour, 2 hour car insurance, 3 hour car insurance or even longer. Get a quote in minutes:
Provide your details
To get started, we’ll need your name, current, permanent UK address, date of birth, occupation, vehicle registration and GB driving licence number.
Find out the cost
Select one-hour insurance (or another duration if you’d prefer), when you’d like that cover to start and whether you want any of our add-on options.
Buy and go
Add your payment details and your cover starts in minutes – simple, fast and secure.
Why choose Dayinsure?
Flexibility
Flexible cover from 1 hour to 30 days for cars, vans or motorhomes, with learner drivers able to be insured for up to 5 months.
Freedom
Everyday freedom, fully covered. Drive when you need to. With flexible cover for one-off trips on vehicles worth up to £75,000.
Control
Arrange cover in minutes. Only pay when life says go, with app-based control to extend, cancel or manage your insurance easily.
Peace of mind
Underwritten by leading insurers including Aviva and Mulsanne, with support from Allianz and RAC.
People love us
Got a question?
Want to find out more about our hourly insurance? Get in touch with a member of our friendly team or read our FAQs below.
You can also visit our news section, where we share expert insights on everything from temporary car insurance to practical driving tips.
Hourly car insurance FAQs
Have any questions about Dayinsure hourly car insurance? We’ve put together the answers to our most frequently asked questions below.
Yes, you can insure a car for an hour with us. Whether you want to borrow someone else’s car or share the driving while travelling, our temporary insurance can help you get on the road for as long as you need.
Our cheap hourly car insurance policies give you comprehensive cover. This includes cover for:
- Damage to other people’s property or person
- Damage to your vehicle due to fire or theft
- Accidental damage to your vehicle
You can find out exactly what’s covered in your Insurance Product Information Document. This will be sent to you with your documentation.
How much excess you pay varies depending on factors such as your age, driving experience, and the car you’re insuring.
Before you purchase your hourly car insurance policy, we’ll make the excess amount clear so you can confirm you’re happy with it.
You’ll be able to see this information whenever you want by looking at your insurance certificate.
You can cancel your policy at any time. There are two ways of doing this:
Option 1 – Please sign into your Dayinsure Customer Access account – click on the cancel button of the live policy you would like to cancel and follow the on-screen instructions.
Option 2 – Click the manage policy and view documents button in your confirmation email, confirm your details, click on the cancel button and then follow the on-screen instructions.
Read more about our cancellation and refund policies in our terms of business document.
Yes, you can. Your weekly cover is completely separate and won’t affect the no-claims bonus on your annual policy. But bear in mind that you won’t be able to claim for the same accident on both policies.