Van Insurance Criteria
Do you qualify for our short term insurance?
You must:
- hold a current, valid, full UK/EU driving licence, and have done so for at least 12 months
- be aged 21 years or over (note: minimum age may vary depending on vehicle)
- have had no motoring offence involving alcohol or drugs, careless, dangerous or reckless driving or taking a vehicle without consent in the last 3 years. This includes all convictions with the Conviction Offence Code prefixes DR, CD, DD or UT
- have had no disqualifications in the last 3 years
- have had no more than 2 fault claims in any 3 year period
- have no more than 8 penalty points
- have not been convicted within the last 5 years of any offence relating to fraud, robbery, theft or handling stolen goods including any pending prosecution or police enquiry
- only use the van for social, domestic and pleasure purposes or business use by the policyholder excluding the carriage of passengers or goods for hire or reward
- not be using this insurance for the purpose of removing an impounded vehicle from a compound
The vehicle must:
- Be registered in Great Britain, Northern Ireland or the Isle of Man
- Have a current market value of less than £75,000
- Be no more than 15 years old (maximum age will vary depending on vehicle)
- Have no more than 8 seats (including the driver's seat
- Not have been imported (ie. It must not be a "grey" import, such as a Mazda Xedos, nor must it have been "personally imported)
- Not be used to carry hazardous goods
- Not be used or driven at any hazardous location
- Not be owned by, and/or hired out by, any Vehicle Rental or Hire Company
- Not be modified (please note manufacturer specified optional extras fitted at the time of manufacture ARE acceptable)
Please note
Above are only a small section of the conditions for purchasing dayinsure.com short term insurance. These conditions are liable to change. Please read the full Terms & Conditions document available during the quotation and purchase process.