Motorbike Insurance Criteria
Do you qualify for our short term insurance?
We base your quote on a series of assumptions. Please confirm that you meet these criteria.
I declare that I must:
- hold a current, valid, full motorcycle licence from the UK or EU/EEA and have done so for at least 2 years
- have an address shown on my driving licence which matches the address on this insurance policy
- not have had terms applied by DVLA in relation to any medical condition
- be aged between 25 and 75 years of age
- have been resident in the UK for at least 12 months
- have had no more than 2 fault claims in any 3 year period
- have no more than 6 penalty points and have had no disqualifications in the last 5 years
- have had no motoring offence in the last 5 years with any of the Conviction Offence Code prefixes DR, CD, DD, UT or IN
- have not been convicted within the last 5 years of any offence relating to fraud, robbery, theft or handling stolen goods including any pending prosecution or police enquiry
- NOT carry pillion passengers during the period of insurance
- only use the motorcycle for social, domestic and pleasure purposes or business use by the policyholder excluding the carriage of passengers or goods for hire or reward
- have no more than 6 penalty points
I declare that the motorcycle to be insured must:
- be registered in Great Britain, Northern Ireland or the Isle of Man
- have a current market value of less than £20,000
- not have been imported and is not to be exported
- not be owned by, and/or hired out by, any Vehicle Rental company
- not be a seized vehicle or in a police compound
- not have any sidecar attached
- not be used in connection with any courier business, or for the carriage of passengers or goods for hire or reward
- not be used to carry hazardous goods or be used or used at any hazardous location
- have insurance approved security measures fitted when left unattended "secondary security device in addition to security lock"
Your quote and policy will be based on the assumptions and the answers to the questions in your application.
Important Information about our policies
- Road Fund Licencing: whilst our policies are widely accepted at many Post Offices and DVLA Local Offices, and also online via the DVLA direct website at www.taxdisc.direct.gov.uk, we cannot guarantee that a short term certificate will be accepted when purchasing vehicle tax. There may occasionally be instances where your application is refused – in such circumstances we will unfortunately not be able to refund any premiums.
However, following a recent change in the law it is now an offence not only to use a motor vehicle on a public highway without adequate third party
motor insurance, but also to keep a vehicle without adequate third party motor insurance, unless the vehicle has been notified to the DVLA as 'off-road'.
- MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at midnight every day, and consequently any online car tax applications will depend upon the MID being updated accordingly.
- Other Modifications: the motorcycle must not have been modified in any way except for BS approved exhaust systems and cosmetic modifications that have no performance benefits over the standard factory motorcycle
- Optional Extras: motorcycles fitted with manufacturer specified optional extras, fitted at the time of manufacture, are acceptable
- Security: you must fit an approved mechanical immobiliser to your motorcycle when left unattended. The immobiliser must be operational when you leave your motorcycle. If you do not do this we may not deal with any theft or attempted theft claim
- if your motorcycle is within insurance group 30-50 and is parked at or in the proximity of your private dwelling house, or any other address where your motorcycle is usually kept if an alternative address has been specifically agreed by us, cover for theft or attempted theft is restricted to loss or damage occurring while your motorcycle is in a locked private garage or outbuilding
Please note
Above are only a small section of the conditions for purchasing dayinsure.com short term insurance. These conditions are liable to change. Please read the full Terms & Conditions document available during the quotation and purchase process.
