Minibus Insurance Criteria
Do you qualify for our short term insurance?
You must:
- Be a registered charity with charity number or a full time education establishment (e.g. school, college, university)
- All drivers including any additional drivers must:
- hold a current, valid, full UK driving licence, and have done so for at least 24 months
- be aged 25 years or over and under 65
- have had no motoring offence involving alcohol or drugs, careless, dangerous or reckless driving or taking a vehicle
without consent in the last 3 years. This includes all convictions with the Conviction Offence Code prefixes DR, CD,
DD or UT
- have had no disqualifications in the last 5 years
- have had no more than 1 fault claims in any 3 year period
- have no more than 6 penalty points
- have not been convicted within the last 5 years of any offence relating to fraud, robbery, theft or handling stolen
goods including any pending prosecution or police enquiry
- only use the vehicle for social, domestic and pleasure purposes or business use by the policyholder excluding the
carriage of passengers or goods for hire or reward
The vehicle must:
- be a registered minibus
- be registered in Great Britain, Northern Ireland or the Isle of Man
- have a current market value of less than £30,000
- have no more than 17 seats (including the driver's seat)
- not have been imported
- be using the vehicle in connection with the policyholders business only
- not be used for the carriage of goods or passengers for hire or reward (no payment been made)
- not be registered/manufactured before the year 1998
- not be used or driven at any hazardous location hazardous locations include: Power stations, nuclear installations or establishments Refineries,
bulk storage or production premises in the oil, gas or chemical industries Bulk storage or production premises in the explosive, ammunition or pyrotechnic industries Ministry
of Defence premises or military bases
Modifications
- Vehicles fitted with manufacturer specified optional extras, fitted at the time of manufacture, are acceptable
- Vehicles modified to cater for a disabled driver or passenger are acceptable
- LPG conversions are acceptable
- Vehicles that have undergone any post manufacturer 'after market fit' modification (cosmetic or performance related)
are NOT ACCEPTABLE
Hire and Leasing
As stated in the Vehicle Acceptance Criteria above, please note that our insurance product is NOT AVAILABLE for:
- Taxi Proprietors (Private Hire and Public Hire)
- Vehicle Rental Companies
- Individuals hiring a vehicle from a vehicle rental company
- Vehicles leased for continuous periods in excess of 12 months are acceptable
Impounded Vehicles
- Our Short Term Insurance certificates cannot be used for the purpose of recovering an impounded vehicle
Please note
Above are only a small section of the conditions for purchasing dayinsure.com short term insurance. These conditions are liable to change. Please read the full Terms & Conditions document available during the quotation and purchase process.