There are many occasions when you may need a Short Term Insurance policy. Usually this can
be planned, but there are times when you need Short Term Motor Insurance urgently or in an
emergency.
Often people will need Short Term Car Insurance during holiday periods. This can be to share
the driving on a journey, borrowing a car that has a feature that your car doesn't i.e. a Tow Bar etc.
Sometimes you may need to add an additional driver for your own car or you may need Short Term
Car Insurance to borrow a friends car for holidays abroad. Often this is because the borrowed car
is more reliable or has greater capacity to carry passengers and luggage.
The other types of uses for a planned driver are buying a car from an auction or private sale where
you need temporary car insurance to drive the vehicle away or to test drive a car you may be thinking
of buying. It could be as simple as trying out another car belonging to friends or family.
Students often create problems when they come home from university and need to drive their parents car
whilst at home. Relatives visiting from abroad who hold a UK or EEC licence can buy temporary
motor insurance to borrow your car to get about instead of incurring hire car charges. The need
for Short Term Insurance can be as simple as your son/daughter wanting to borrow your car without
putting them on your annual motor insurance policy and putting your no claims bonus at risk.
There are occassions when you need to borrow a larger vehicle to move bulky items or borrow a van
to move furniture during a house move. You may find situations where you will help a friend or relative
by driving their car or perhaps you need to borrow a car with a roof rack.
When the crisis is upon you and you need to be mobile, Short Term Motor Insurance can be a godsend.
Your car isn't working and you need to borrow a car to get the kids to school or yourself to work.
You may have lent your car out and find you need to use another car to undertake a vital task. As
the process is simple and quick to obtain temporary cover, you can be mobile in minutes and the same day.
- To drive another car because mine isn't working
- To share the driving on a journey
- Use of another car as mine is being used by someone else
- Use of a car that has a feature my car doesn't have e.g. a tow hook
- To insure a student during the holidays
- To drive another car in case of emergancy
- Relative from abroad driving my car
- Son/daughter driving my car
- Borrowing a Van
- Using a bigger car to move furniture
- Using someone elses car with a roofrack
- Buying a car from an auction
- Buying a car from a private sale
- Adding a temporary additional driver
- Temporary car insurance to drive someone elses car abroad
- Helping a friend/relative and drive their car
- Trying out another car